Ethical Investing?
Ethical investing is when you make a conscious decision to make investment choices based on their ethical values and beliefs. This could range from excluding specific firms that have interests in areas such as gambling, tobacco, adult entertainment, weapons or alcohol. Or merely choosing funds that the consider a range of ethical factors and/or delivers positive ethical outcomes. Positive ethical outcomes can also include social and environmental benefits.
How can you Invest Ethically?
You can choose your own investments, where you choose which firms to invest with based on analysis of their ethical credentials. This can however be quite time consuming and may requires regular research to help make sure your choices both remain relevant and offer a good return.
A suitable investment fund includes a range of ethical investments based on a set of guiding principles or rules for managing the fund.
From plastic bags to reusable coffee cups, we are becoming more aware of the impact of consumerism on our environment and society.
But what about the impact your money has when you invest it in an ISA or pension?
Are you as “green” or “ethical” in your investment choices as you are when you spend your money?
Whatever matters to you most - it's perfectly possible to invest with a conscience and make a profit at the same time.
The value of investments can fall as well as rise and you may not get back the amount originally invested.